Temple of Financial Wisdom

Dear seeker, welcome to my temple of financial wisdom. Just as a river finds its way to the ocean, your path to financial freedom begins with a single step. For over a decade, we've helped thousands of people achieve financial independence through careful planning, disciplined investing, and mindful spending. Discover what you need to retire and see when you can retire comfortably.

"Wealth is not about having abundant possessions, but about having abundant choices."

Your Financial Details

Disclaimer: None of your financial details are saved or monitored. This calculator is for educational purposes only. I cannot be held responsible for any financial decisions made based on this information.

Total Savings i

€

Monthly Expenses i

€

Monthly Investments i

€

Annual Return (for Savings) (%) i

Annual Return (for Investments) (%) i

Expected Annual Inflation (%) i

Current Age i

Target Retirement Age i

Your Financial Journey

What you will have at age 60

€1,250,000

How much you will build based on your current investment and rate of growth

What you need to retire at age 60

€900,000

How much you actually need based on your current expenses + inflation

Years to Freedom

28 years to go (2053)

Based on your portfolio, you can retire by age 63 in 2053

Note: When you set your Target Retirement Age to match your calculated Years to Freedom, the values will align.

Emergency Fund (6 months)

€18,000

The Monk's Wisdom: Before you chase your retirement dreams, set aside your emergency fund: 3–6 months of essential expenses. This is your safety net (in addition to your savings), so life’s surprises don’t derail your long-term plans.

Retirement Readiness

On Track

"The journey of a thousand miles begins with a single step. Your financial independence journey begins today."